And, the environment too in some cases!
- Balance your checkbook… avoid bank fees.
- Empty your spare change in to a jar.
- Bring your own popcorn to the movies… forgive yourself for sneaking it in.
- Make coffee at home.
- Eat out less often.
- Shop the sale sections.
- Purchase gifts throughout the year and store them.
- Wash your car at home.
- Turn off the water when not in use.
- Take a picnic to the park vs. eating in a restaurant.
- Distinguish between your wants and needs.
- Water your lawn in the evenings.
- Purchase fewer “trendy” items that need to be replaced each year.
- Carry a calculator in your purse.
- Mow your lawn less often.
- Pay your bills on time… avoid late fees.
- Run your dishwasher only when full.
- Track your spending.
- Use Coupons.
- Do your nails at home.
- Only get the occasional manicure.
- Maintain your car well.
- Wash your clothes less often.
- Pay off your credit cards… avoid interest fees.
- Empty your fridge before shopping again.
- Stick to a budget.
- Turn off unused lights.
- Purchase vehicles used.
- Use your local pet store shot clinic for pets.
- Increase your insurance deductibles.
- Visit your state’s controller office and claim any of your unclaimed property. Click here for California.
- Grocery shop on a full stomach.
- Maintain excellent credit… avoid higher interest rates.
- Carpool.
- Pay ahead on your mortgage.
- Shop craig’s list! www.craigslist.com
- Exercise outside vs. the gym.
- Avoid shopping when feeling emotional.
- Complete your returns!
- Grocery shop with a list and stick to it!
- Simplify! Need or want less…
- Use the mail in rebates!
- Purchase store brands or generics.
- Sport a low maintenance hair style.
- Get facials at your local beauty college vs. spa.
- Make conscious spending decisions vs. autopilot choices.
- Shop the Internet.
- Pay your savings first.
- Accept “hand me downs”.
- Organize your receipts and warranties so you can find them.
Create empowering habits for life during our Passages to Empowerment Bootcamp for Women: PassagestoEmpowermentBootcamp.com
NOTE: These suggestions are meant to inspire women, age 18 and over, to think creatively. The choice to do anything suggested is your personal decision and ought to be based upon your own research, use of proper gear and guidance from applicable professionals.
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Susan Liddy is the author of the “Body Benevolence eBook; 8 Weeks to Loving Your Body” and “The Secrets to Ultimate Living; What You Wish You Knew When You Were 20!”. Find more of her tips and articles to create an ultimate life and an extraordinary business here: SusanLiddy.com
©copyright, All Rights Reserved Internationally, Susan Liddy, Susan Liddy International
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{ 2 comments… read them below or add one }
Hi Susan,
Some great suggestions – here’s a few refinements I’d like to recommend.
When purchasing a used car – calculate maintenance into total cost of ownership. Believe it or not, I would have paid less to lease a brand new BMW with maintenance included than purchasing a used one that was off warranty. Now I drive a 2 year old Smart car that I paid cash for. Much fewer worries.
Before you raise your insurance deductibles, make sure you have enough emergency funds in case you need to use the policy. As an insurance agent I’ve seen what happens when clients raise deductibles beyond their means.
And – when closet cleaning – donate and keep the receipts for tax deductions. The ultimate recycling.
Thanks for the great info!
Ruth Stroup
CA Insurance License 0F00956
510-842-3600
Hi Susan,
Great ideas!! I apply many of them my self and it sure makes a difference.
Thanks for posting this.
Belma
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